Letter to Correct Your Credit Report
Town, State, and Zip
RE: Notice to Correct Credit Report
Please consider this a formal request to investigate and correct the following inaccurate items on my credit report issued by your agency. These items must be removed in order to show my true credit history. I make this request pursuant to15 USC Section 1681i of the Fair Credit Reporting Act of 1997. As required by the Act, I demand that you re-verify each of these items, and that the inaccurate items be deleted from my record.
Item Number Company Name Account Number Comments
Under the Fair Credit Reporting Act, you have thirty (30) days from your receipt of this letter to re-verify these entries. According to this law, failure to re-verify these items within thirty (30) days constitutes reason to drop the information from my file.
Also, 15 USC Section 1681i (d) requires that you notify me when the items have been deleted. Under 15 USC Section 1681j, there should be no charge for this notification or for the corrected copy of my report. Finally, please send me the names and addresses of all individuals you contacted so that I may follow up with them directly. Thank you for your assistance in this matter.
Town, State and Zip
Social Security No
Date of Birth