Avoiding Bad Loans (6)
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Common Questions about Home Loans, Mortgages and Predatory Lending
This document answers common questions about loans, mortgages, and how to protect your home from predatory lenders. Read More
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High-Cost Home Loans: Don't Be a Target
This document warns of abusive lenders trying to sell home owners a loan with payments that are too high which could result in losing your home at a foreclosure sale or spending all of your spare cash paying off a loan you didn't need or want. Content Detail
- Read this in:
- Spanish / Español
- Chinese / 中文
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Predatory Mortgage Lending Abuses
This document describes the different ways that mortgage lenders can trick homeowners into giving up their homes. Read More
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Protect Your Investment - Don't Let Predatory Lenders Take Your Home
Senior citizens are an attractive target for unscrupulous mortgage lenders because they have a lot of equity in their homes after years of diligently paying off their mortgages, and they use that equity to finance home repairs, medical care and other needs. While these lenders may encourage seniors to use their hard-earned home equity to secure new loans - they will not tell seniors about the high fees, hidden payments or other disadvantageous loan terms that could lead to the loss of their homes. Content Detail
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Schemes to Cheat the Unwary Homeowner
If you are like most homeowners, your house is your most valuable investment. As a homeowner you have to be very careful to protect your investment or you may become the victim of schemes to steal your money, your equity, or even your house. This brochure will help you recognize equity theft and title conversion scams and avoid them. Content Detail
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What You Should Know About Refinancing
Refinancing is a process in which you pay off one or more existing debts with a new home loan. If you have perfect credit, refinancing is sometimes a good way to obtain a lower interest rate or to convert a variable rate loan to a fixed rate. However, if you are in the midst of financial difficulties, if you have too much debt, or if you have bad credit, refinancing is loaded with pitfalls. We recommend that you be very careful when refinancing debts. Many refinancing loans hurt consumer. Here are twelve things to consider before refinancing. Content Detail
Foreclosures (14)
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Foreclosure Videos
Foreclosure videos from Atlanta Legal Aid Society, Inc. Read More
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Foreclosure: What Does It Mean For You?
Watch our video on foreclosure in Georgia! What does it mean for you? Read More
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General Information on Foreclosure
These are fact sheets, videos, brochures, and other sources that provide basic information and answers to frequently asked questions on eviction and tenants’ rights in Georgia. Read More
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Georgia Foreclosure Law
A summary of Georgia foreclosure law by the Home Defense Project of Atlanta Legal Aid. Read More
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Avoid Foreclosure Scams
Con artists know that people facing foreclosure are often looking for help to keep their home. Here are tips on how to protect yourself from foreclosure scams! Content Detail
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How to Avoid Foreclosure and Keep Your Home
This document provides ten (10) important steps to take if you have fallen behind in your home mortgage payments. Content Detail
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Recognizing Foreclosure Rescue Scam in English and Spanish
Recognizing Foreclosure Rescue Scam in English and Spanish Content Detail
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Saving Your Home From Foreclosure
Unemployment, divorce, death and abusive lending practices put many homeowners at risk of losing their home. If you are facing foreclosure, you may be tempted to give up and walk away from your home. Don?t give up! There may be an option available that allows you to keep your home or sell or transfer your home quickly before a foreclosure sale. Here are some guidelines. Content Detail
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Steps That Advocates Can Take To Help Prevent Foreclosure
Older homeowners fall behind on their mortgages for many reasons: sudden decreases in income due to the loss of a spouse; poor financial management which contributes to nonpayment of utility bills, service shutoffs and liens against the property; failure to perform necessary repairs and maintenance which make the property uninhabitable; second mortgage scams which make impossible demands on the homeowner's limited resources. All of these contributing factors can be addressed by skilled advocates -- if homeowners turn to them in time. This issue of Consumer Concerns for Older Americans examines some of the measures that legal and non-legal advocates for the elderly can take to defend homeowners at risk of foreclosure. Content Detail
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Your Home: Money Matters From the Federal Trade Commission
This FTC website offers videos, brochures and options for homeowners facing foreclosure. Content Detail
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Brochure on the Foreclosure Process
This brochure discusses the basic steps involved in the foreclosure process in Georgia and what to expect. Content Detail
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Foreclosure Rescue Scams
This website discusses foreclosure scams that disproportionately targets older Americans. Content Detail
Related Information (6)
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HOPE NOW Loan Servicing
HOPE NOW is an alliance between counselors, servicers, investors, and other mortgage market participants that reaches out to homeowners in distress to help them stay in their homes. Content Detail
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Mortgage and Real Estate Loans Information from the Federal Trade Commission
This web site contains documents relating to: (1) home equity loans, home equity credit lines and common home equity scams, (2) high rate, high fee mortgages, (3) reverse mortgages, (4) payday loans, and (5) mortgage discrimination. You may view the documents on-line and print them out or print them in PDF format. Content Detail
- Read this in:
- Spanish / Español
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The Making Home Affordable Program
Find out if you qualify for the new Making Home Affordable Refinance and Modification options. The Making Home Affordable program will offer assistance to as many as 7 to 9 million homeowners making a good-faith effort to make their mortgage payments, while attempting to prevent the destructive impact of foreclosures on families and communities. Content Detail
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Neighborhood Assistance Corporation of America Website
The Neighborhood Assistance Corporation of America ("NACA") is a non-profit, community advocacy and homeownership organization. NACA's primary goal is to build strong, healthy neighborhoods in urban and rural areas nationwide through affordable homeownership. Content Detail
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Struggling to Pay Your Mortgage? FHA Secure can Help
If you have an adjustable rate mortgage coming due or if your interest rate is already too high, you may be able to refinance your mortgage using the FHASecure program offered by the Federal Housing Administration (FHA). Content Detail
Fraud and Deception 2 (1)
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Schemes to Cheat the Unwary Homeowner
If you are like most homeowners, your house is your most valuable investment. As a homeowner you have to be very careful to protect your investment or you may become the victim of schemes to steal your money, your equity, or even your house. This brochure will help you recognize equity theft and title conversion scams and avoid them. Content Detail
Personal Loans (1)
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Mortgage and Real Estate Loans Information from the Federal Trade Commission
This web site contains documents relating to: (1) home equity loans, home equity credit lines and common home equity scams, (2) high rate, high fee mortgages, (3) reverse mortgages, (4) payday loans, and (5) mortgage discrimination. You may view the documents on-line and print them out or print them in PDF format. Content Detail
- Read this in:
- Spanish / Español
