Georgia

Avoiding Bad Loans (1)+

• What should I know about equity, home loans, mortgages, & predatory lending?

  Read about the different ways to spot and avoid dishonest lenders. Read More

  By:

  GeorgiaLegalAid.org

Know Your Rights Articles (14)+

• Brochure on the Foreclosure Process

  This brochure discusses the basic steps involved in the foreclosure process in Georgia and what to expect. Read More

  By:

  Georgia Legal Services Program®

• Can Bankruptcy Help Me Save My House?

  Information for Georgia homeowners about the automatic stay, the difference between chapter 7 and chapter 13, and other options you might have to save your home. Content Detail

• Consumer Credit Counseling Services Web Site

  Consumer Credit Counseling Services provides budget counseling, educational programs, debt management assistance and housing counseling. Counseling is available online, by telephone, and in person - in Spanish and in English. Content Detail

  By:

  Consumer Credit Counseling Services

• Find Help With Foreclosures

  Find help with foreclosures Read More

• Foreclosure Rescue Scams

  This website discusses foreclosure scams that disproportionately targets older Americans. Content Detail

  By:

  National Consumer Law Center

• Homeownership Preservation Foundation

  The Homeownership Preservation Foundation is a non-profit that operates a free 24-hour helpline for people with mortage problems. The phone number is 1-888-995-4673 and the helpline is staffed by HUD-approved counselors. Content Detail

• How to Avoid Foreclosure and Keep Your Home

  This document provides ten (10) important steps to take if you have fallen behind in your home mortgage payments. Read More

• Learn About Foreclosure in Georgia

  Foreclosure videos from Atlanta Legal Aid Society, Inc. Read More

• Steps That Advocates Can Take To Help Prevent Foreclosure

  Older homeowners fall behind on their mortgages for many reasons: sudden decreases in income due to the loss of a spouse; poor financial management which contributes to nonpayment of utility bills, service shutoffs and liens against the property; failure to perform necessary repairs and maintenance which make the property uninhabitable; second mortgage scams which make impossible demands on the homeowner's limited resources. All of these contributing factors can be addressed by skilled advocates -- if homeowners turn to them in time. This issue of Consumer Concerns for Older Americans examines some of the measures that legal and non-legal advocates for the elderly can take to defend homeowners at risk of foreclosure. Content Detail

  By:

  National Consumer Law Center

• The Making Home Affordable Program

  Find out if you qualify for the new Making Home Affordable Refinance and Modification options. The Making Home Affordable program will offer assistance to as many as 7 to 9 million homeowners making a good-faith effort to make their mortgage payments, while attempting to prevent the destructive impact of foreclosures on families and communities. Content Detail

  By:

  financialstability.gov

• Tips For Consumers Considering a Reverse Mortgage

  Content Detail

• What happens if the home I’m renting gets foreclosed?

  Learn about the Protecting Tenants at Foreclosure Act which protects tenants when their landlord is in foreclosure. Read More

  By:

  GeorgiaLegalAid.org

• What should I know about equity, home loans, mortgages, & predatory lending?

  Read about the different ways to spot and avoid dishonest lenders. Read More

  By:

  GeorgiaLegalAid.org

• What to Know About Foreclosure

  Learn about the foreclosure process and what you can do if you cannot afford to pay your mortgage. Read More

  By:

  GeorgiaLegalAid.org