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Choosing the Right Loan (3)+

  • Applying for a Loan

    Once you have negotiated a final purchase offer with the seller, you are ready to finalize the loan application process. Under RESPA (Real Estate Settlement Procedures Act), lenders are legally required to provide you with a good faith estimate within three days after receiving your application. The information gives you an estimate of your closing costs and monthly payments. This good faith estimate does not require lenders to provide a detailed breakdown of the closing cost items or to identify the persons responsible for the payments. Therefore, it is important for you to work with your real estate agent or attorney to understand all the closing cost fees. This will ensure that there are no significant surprises related to your final closing costs. Content Detail

    By:
    Ginnie Mae
  • Consumer Handbook on Adjustable Rate Mortgages

    This brochure helps you to understand Adjustable Rate Mortgages. Content Detail

    By:
    Federal Reserve Board
    Read this in:
    Spanish / Español
  • Home Loan Guaranty Services for Veterans and the Military

    This website contains information about: (1) the VA Home Loan program, (2) the Loan Guaranty Services, (3) Specially Adapted Housing for Disabled Veterans, (4) VA - Approved Lenders, (5) Refinancing Opportunities, and much more. Content Detail

Finding Your New House (3)+

Homeownership Programs (2)+

  • Ginnie Mae Homeownership Center

    This web site provides information about obtaining a mortgage and closing on a home. Content Detail

    By:
    Ginnie Mae
  • HOME Investment Partnerships Program

    This website is for the HOME program which provides grants to States and localities that partnership with local nonprofit groups to fund a wide range of activities that build, buy, and/or rehabilitate affordable housing for rent or homeownership or provide direct rental assistance to low-income people. Content Detail

    By:
    U.S. Department of Housing and Urban Development
    Read this in:
    Spanish / Español

Weighing the Options (1)+

  • Buying vs. Renting a Home

    This web site helps you compare the advantages/disadvantages to buying a home versus renting one. You can view a Buy vs. Rent Comparison Chart, or a financial comparison of buying versus renting in the Buy vs. Rent Calculator. Content Detail

    By:
    New York Times

Your Credit (2)+

Credit Information (1)+

Know Your Rights Articles (1)+