The Affordable Care Act
Know Your Rights
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Am I eligible for coverage in the Marketplace?
Most people will be eligible for health coverage through the Health Insurance Marketplace. To be eligible for health coverage through the Marketplace, you: 1) must live in the United States; 2) must be a U.S. citizen or national (or be lawfully present); 3) can't be currently incarcerated Content Detail
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Call a Georgia Navigator to Get Help with Understanding ObamaCare (the Affordable Care Act) Health Insurance Purchases
Consumer assistance to help you make an informed choice Starting on October 1, 2013 Georgia residents will have the opportunity to shop for affordable health insurance through a Federal health- insurance marketplace. Seedco and its local community partners are reaching out to residents throughout the state of Georgia to provide them with valuable information so they can make informed choices about their new health insurance options and learn about the benefits of being insured. Content Detail
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Fact Sheet: What You Should Know about VA Health Care & the Affordable Care Act
If you are enrolled in VA health care, you don’t need to take additional steps to meet the health care law coverage standards. The health care law does not change VA health benefits or Veterans’ out-of-pocket costs. If you are not enrolled in VA health care, you can apply at any time. Content Detail
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Georgia's Insurance Exchange Regions
Click on a region number to see which insurance companies plan to sell insurance in that region and a list of the counties in the region. The chart at right lists a sample plan and shows how costs differ by where the consumer lives. Content Detail
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How can I get ready to enroll in the Marketplace?
To prepare to enroll, you can learn about types of health coverage, research your questions, and figure out what you need to know before open enrollment begins. Open enrollment starts October 1, 2013. Coverage can start as soon as January 1, 2014. Content Detail
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How does the health care law protect me?
Whether you need health coverage or have it already, the health care law offers new rights and protections that make coverage fairer and easier to understand. Some rights and protections apply to plans in the Health Insurance Marketplace or other individual insurance, some apply to job-based plans, and some apply to all health coverage. These rights and protections provide even more choice and control over your health coverage when key parts of the law take effect in 2014. Use this guide to learn about your rights and protections today and in 2014. Content Detail
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How the Health Care Law is Making a Difference for the People of Georgia
Because of the Affordable Care Act, the 80% of Georgians who have insurance have more choices and stronger coverage than ever before. And for the 20% of Georgians who don’t have insurance, or Georgia families and small businesses who buy their coverage but aren’t happy with it, a new day is just around the corner. Content Detail
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New Health Coverage for Georgians under the Affordable Care Act
Starting on October 1, Georgians can: Apply for financial help, compare health plan options, and enroll in the plan of their choice through Georgia’s health insurance marketplace. Coverage begins on January 1. Content Detail
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Premium Tax Credits: Answers to Frequently Asked Questions
Beginning in 2014, millions of Americans will become eligible for a new premium tax credit that will help them pay for health coverage. This collection of frequently asked questions explains who will be eligible for this tax credit, how the size of an individual or family’s credit will be calculated, how midyear changes in income and household size will affect tax credit eligibility, and how the reconciliation between the tax credit amount a person receives and the amount for which he or she was eligible will be handled. Content Detail
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Understanding the "Health Insurance Marketplace - Beyond the Basics
This resource provides in-depth information about the Affordable Care Act ("ObamaCare"). Some portions of this presentation do not cover Georgia. Georgia has decided NOT to expand Medicaid for purposes of the Affordable Care Act. Alert: The State of Georgia has decided that it will NOT expand Medicaid for purposes of the Affordable Care Act. As a result of the state's decision, Georgians who need health insurance and are between 100-200% of the federal poverty guidelines might qualify for coverage under the Affordable Care Act ("ObamaCare"), its premium tax credits, and cost subsidies. Content Detail
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VA, Affordable Care Act ("ObamaCare") and You
The Affordable Care Act, also known as the health care law, was created to expand access to coverage, control health care costs and improve health care quality and care coordination. The health care law does not change VA health benefits or Veterans’ out-of-pocket costs. Content Detail
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What is the Health Insurance Marketplace?
The Marketplace is a new way to find quality health coverage. It can help if you don’t have coverage now or if you have it but want to look at other options. With one Marketplace application, you can learn if you can get lower costs based on your income, compare your coverage options side-by-side, and enroll. Content Detail
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You Can Get a Subsidy to Pay for Health Care Insurance: Use the Health Care Premium Calculator
This tool illustrates health insurance premiums and subsidies for people purchasing insurance on their own in new health insurance exchanges (or “Marketplaces”) created by the Affordable Care Act (ACA). Beginning in October 2013, middle-income people under age 65, who are not eligible for coverage through their employer, Medicaid, or Medicare, can apply for tax credit subsidies available through state-based exchanges. NOTE: The State of Georgia has opted out of expanding Medicaid. In Georgia, some people won’t qualify for either Medicaid or lower Marketplace insurance costs under the Affordable Care Act. You should still apply for Medicaid, a program that covers millions of lower-income Americans, because you may qualify under existing rules. Content Detail
