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License, Registration, and Insurance (8)+

  • Car Insurance

    The document tells you what kinds of car insurance there are and what they cover. It also gives you information about buying car insurance. This document is excerpted from An Introduction to Law in Georgia, Fourth Edition, published by the Carl Vinson Institute of Government, 1998 (updated 2004). Read More

    By:
    Carl Vinson Institute of Government, University of Georgia
    Read this in:
    Spanish / Español
  • Driver's Licenses and Traffic Safety Laws

    This document is excerpted from An Introduction to Law in Georgia, Fourth Edition, published by the Carl Vinson Institute of Government, 1998 (updated 2004). The document describes: This document explains: (1) The Driver's License Requirement, (2) The Process for Getting a Driver's License, (3) Traffic Safety Laws and Regulations, (4) When Can a Driver's License Be Taken Away, (5) Traffic Violations and Points in Georgia, (6) The Government Authorities that Make Traffic Laws Read More

    By:
    Carl Vinson Institute of Government, University of Georgia
    Read this in:
    Spanish / Español
  • Frequently Asked Questions about Auto Insurance

    This web page contains answers to common questions about auto insurance. The Consumer Services Division of the Department of Insurance is the consumer assistance and investigative arm of the Office of Commissioner of Insurance. Investigators are available to assist Georgia citizens who have general questions or concerns about any phase of the insurance process including marketing, underwriting and claims. If a dispute arises between the insured and the insurer, a CSD investigator will investigate in an effort to resolve the dispute. Since 1995, the CSD has assisted approximately 500,000 individuals and recovered over $57 million for Georgia’s consumers. We hope to be able to assist you as well. Content Detail

    By:
    Georgia Department of Insurance
  • Georgia DMVS Driver's License Services

    This section of the Department of Motor Vehicle Safety web site contains information about how to get a Georgia Driver's License for automobiles, commerical vehicles and motorcycles. The web site also contains information about renewals, name and address changes and applying for a learner's permit. Content Detail

    By:
    Georgia Department of Motor Vehicle Safety
  • Georgia Insurance Requirements for Motor Vehicles

    This section of the Department of Motor Vehicle Safety web site contains information about the car insurance requirements in Georgia. Content Detail

    By:
    Georgia Department of Motor Vehicle Safety
  • Getting a Driver's License

    This web page has list of requirements before a license can be issued. Content Detail

    By:
    Georgia Department of Motor Vehicle
  • License and Vehicle Registration Information

    This section of the Department of Motor Vehicle Safety web site contains information about drivers licenses, and vehicle registration in Georgia. Content Detail

    By:
    Georgia Department of Motor Vehicle Safety
  • Renewing Your Georgia Drivers License or ID Card

    This web page explains how Georgia driver's licenses are renewed. Content Detail

Auto Accidents and Repairs (3)+

  • Auto Accidents and Insurance

    How to deal with a car accident and insurance issues resulting from a car accident Content Detail

    By:
    AllLaw.com
  • Georgia Consumer's Guide to Automobile Repair

    Automobile repair problems can be frustrating, time consuming and sometimes very costly. Although all automobile repair problems cannot be eliminated, the following tips can help you avoid these problems by being prepared. Content Detail

    By:
    Governor's Office of Consumer Affairs
    Read this in:
    Spanish / Español
  • What Happens After a Traffic Accident?

    This document is excerpted from An Introduction to Law in Georgia, Fourth Edition, published by the Carl Vinson Institute of Government, 1998 (updated 2004). The document describes: (1) Driver and Police Procedures When an Accident Happens, (2) Driving Under the Influence Laws and Penalties. Read More

    By:
    Carl Vinson Institute of Government, University of Georgia
    Read this in:
    Spanish / Español

Fraud and Deception 2 (2)+

  • Predatory Lending

    Predatory lending is the practice of lenders targeting vulnerable individuals and convincing them to take loans with incredibly high interest rates and other abusive terms. Sometimes, the victims of predatory lending may have less than perfect credit, so they can?t get a standard loan. In other cases, they may actually be able to get a standard loan but are misled by the lender or broker into believing they can?t. They are often hardworking people with limited incomes. An extra expense or setback, such as an unexpected medical bill or a car accident, may leave them unable to pay their bills. With their back against the wall, they become perfect targets for predatory lenders. Some of the most common forms of predatory lending include payday loans, car title loans, and predatory mortgage lending. Content Detail

    By:
    HUD.gov
  • Steps YOU can take to protect yourself as a consumer!

    10 steps you can take to avoid getting ripped off. Content Detail

    By:
    Stopfakes.gov

Know Your Rights Resources (1)+

  • Rights During Police Searches

    This document is an excerpted from An Introduction to Law in Georgia, Fourth Edition, published by the Carl Vinson Institute of Government, 1998 (updated 2004). This document describes: (1) Your rights against illegal searches and seizures, (2) The requirements for a search warrant, (3) The exceptions to the search warrant requirement, (4) Rules that apply when the police can do searches even though they don't have a suspicion that a crime has occurred, and (5) Rules on wiretapping (electronic eavesdropping). Read More

    By:
    Carl Vinson Institute of Government, University of Georgia
    Read this in:
    Spanish / Español

Consumer Information and Rights (9)+

  • Automobiles - FTC Web Site for Consumers

    This web site contains information about buying a new car, buying a used car, leasing a car, renting a car and fuel costs and expenses. The web site also contains information for businesses that sell or lease vehicles. Content Detail

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
  • Automobile Title Information

    This section of the Department of Motor Vehicle Safety web site provides information on automobile titles. Your "title" is your certificate of ownership for the vehicles. Content Detail

    By:
    Georgia Department of Motor Vehicle Safety
  • Buying A Used Car

    Buying a used car can be a good deal or a costly mistake. Make sure you are getting a car that is in good condition and fits within your budget. Otherwise, you may be stuck paying for a broken down car. This shows what to do at each step in the car buying process. Content Detail

    By:
    Atlanta Legal Aid Society Inc
    Read this in:
    Spanish / Español
  • Georgia Consumer's Guide to Odometer Tampering

    National studies have shown that a high percentage of all used cars have had the mileage on their odometer "rolled back" or "clocked" so that the odometer shows less miles than the vehicle has actually traveled. The federal government estimates that over 4 billion dollars per year (an amount greater than the loss caused by auto theft) is lost as a result of odometer fraud. Con men can add thousands of dollars of illicit profit into the price of a used vehicle through odometer mileage tampering or misrepresentation. Also, since the motor vehicle has been driven more miles than shown, the unsuspecting buyer will be forced to incur expenses for needed repairs or maintenance sooner than anticipated Content Detail

    By:
    Governor's Office of Consumer Affairs
  • Georgia's Lemon Law

    Georgia?s Warranty Rights Act, also known as the ?Lemon Law,? is codified in O.C.G.A. § 10-1-780 through 10-1-794. It offers protection to consumers who buy or lease a new vehicle which turns out to have certain types of defects. When you buy a new car, the dealer is required to give you a written explanation of your rights under this law. Content Detail

    By:
    Barnes Law Group
  • Learn More about Your Rights When Buying a Car

    This presentation was developed as part of the Law and Government Education Project in the Institute of Government at the University of Georgia. In partnership with the Law School and the Center for Teaching and Learning at UGA and the Law School at Mercer University, the Institute develops resources on basic areas of Georgia and federal law. These resources are then distributed across the state in a variety of ways including the State Bar of Georgia?s Pro Bono Project website. We hope you will find this presentation to be useful and informative. Please be advised, however, that this presentation is designed to provide general information only and does not substitute for legal advice. At the conclusion of the presentation you will find a list of organizations which may be able to provide assistance to those who have legal issues relevant to the topic of this presentation. We encourage viewers to contact these organizations for help. Also, please consult the Pro Bono Project website for a list of other presentations available for viewing. Content Detail

    By:
    Carl Vinson Institute of Government, University of Georgia
    Read this in:
    Spanish / Español
  • Lemon Law Complaint Process

    Have you experienced continuing problems with a new motor vehicle that you purchased or leased in Georgia? If so, you might be interested to know that the Motor Vehicle Warranty Rights Act, or Lemon Law as it is commonly called, outlines a self-help process for you. Content Detail

    By:
    Georgia.gov
  • Predatory Lending

    Predatory lending is the practice of lenders targeting vulnerable individuals and convincing them to take loans with incredibly high interest rates and other abusive terms. Sometimes, the victims of predatory lending may have less than perfect credit, so they can?t get a standard loan. In other cases, they may actually be able to get a standard loan but are misled by the lender or broker into believing they can?t. They are often hardworking people with limited incomes. An extra expense or setback, such as an unexpected medical bill or a car accident, may leave them unable to pay their bills. With their back against the wall, they become perfect targets for predatory lenders. Some of the most common forms of predatory lending include payday loans, car title loans, and predatory mortgage lending. Content Detail

    By:
    HUD.gov
  • Steps YOU can take to protect yourself as a consumer!

    10 steps you can take to avoid getting ripped off. Content Detail

    By:
    Stopfakes.gov

Driver's Licenses (5)+

  • Driver's Licenses and Traffic Safety Laws

    This document is excerpted from An Introduction to Law in Georgia, Fourth Edition, published by the Carl Vinson Institute of Government, 1998 (updated 2004). The document describes: This document explains: (1) The Driver's License Requirement, (2) The Process for Getting a Driver's License, (3) Traffic Safety Laws and Regulations, (4) When Can a Driver's License Be Taken Away, (5) Traffic Violations and Points in Georgia, (6) The Government Authorities that Make Traffic Laws Read More

    By:
    Carl Vinson Institute of Government, University of Georgia
    Read this in:
    Spanish / Español
  • Georgia DMVS Driver's License Services

    This section of the Department of Motor Vehicle Safety web site contains information about how to get a Georgia Driver's License for automobiles, commerical vehicles and motorcycles. The web site also contains information about renewals, name and address changes and applying for a learner's permit. Content Detail

    By:
    Georgia Department of Motor Vehicle Safety
  • Getting a Driver's License

    This web page has list of requirements before a license can be issued. Content Detail

    By:
    Georgia Department of Motor Vehicle
  • License and Vehicle Registration Information

    This section of the Department of Motor Vehicle Safety web site contains information about drivers licenses, and vehicle registration in Georgia. Content Detail

    By:
    Georgia Department of Motor Vehicle Safety
  • Renewing Your Georgia Drivers License or ID Card

    This web page explains how Georgia driver's licenses are renewed. Content Detail

Auto Insurance (3)+

  • Car Insurance

    The document tells you what kinds of car insurance there are and what they cover. It also gives you information about buying car insurance. This document is excerpted from An Introduction to Law in Georgia, Fourth Edition, published by the Carl Vinson Institute of Government, 1998 (updated 2004). Read More

    By:
    Carl Vinson Institute of Government, University of Georgia
    Read this in:
    Spanish / Español
  • Frequently Asked Questions about Auto Insurance

    This web page contains answers to common questions about auto insurance. The Consumer Services Division of the Department of Insurance is the consumer assistance and investigative arm of the Office of Commissioner of Insurance. Investigators are available to assist Georgia citizens who have general questions or concerns about any phase of the insurance process including marketing, underwriting and claims. If a dispute arises between the insured and the insurer, a CSD investigator will investigate in an effort to resolve the dispute. Since 1995, the CSD has assisted approximately 500,000 individuals and recovered over $57 million for Georgia’s consumers. We hope to be able to assist you as well. Content Detail

    By:
    Georgia Department of Insurance
  • Georgia Insurance Requirements for Motor Vehicles

    This section of the Department of Motor Vehicle Safety web site contains information about the car insurance requirements in Georgia. Content Detail

    By:
    Georgia Department of Motor Vehicle Safety

Auto Accidents (2)+

  • Auto Accidents and Insurance

    How to deal with a car accident and insurance issues resulting from a car accident Content Detail

    By:
    AllLaw.com
  • What Happens After a Traffic Accident?

    This document is excerpted from An Introduction to Law in Georgia, Fourth Edition, published by the Carl Vinson Institute of Government, 1998 (updated 2004). The document describes: (1) Driver and Police Procedures When an Accident Happens, (2) Driving Under the Influence Laws and Penalties. Read More

    By:
    Carl Vinson Institute of Government, University of Georgia
    Read this in:
    Spanish / Español

Financing your Auto (3)+

  • Car Loans: Understanding Vehicle Financing

    Understanding Vehicle Financing With prices averaging more than $20,000 for a new vehicle and $9,500 for a four-year-old vehicle, most consumers need financing or leasing to acquire a vehicle. In some cases, buyers use “direct lending:” they obtain a loan directly from a finance company, bank or credit union. In direct lending, a buyer agrees to pay the amount financed, plus an agreed-upon finance charge, over a period of time. Once a buyer and a vehicle dealership enter into a contract and the buyer agrees to a vehicle price, the buyer uses the loan proceeds from the direct lender to pay the dealership for the vehicle. Use this web site to find out more about car loans. Content Detail

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
  • Keys to Vehicle Leasing

    Under the federal Consumer Leasing Act, you, the consumer, have a right to information about the costs and terms of a vehicle lease. This information will help you compare lease offers and negotiate a lease that best fits your needs, budget, and driving patterns. Content Detail

    By:
    Federal Reserve Board
    Read this in:
    Spanish / Español
  • Predatory Lending

    Predatory lending is the practice of lenders targeting vulnerable individuals and convincing them to take loans with incredibly high interest rates and other abusive terms. Sometimes, the victims of predatory lending may have less than perfect credit, so they can?t get a standard loan. In other cases, they may actually be able to get a standard loan but are misled by the lender or broker into believing they can?t. They are often hardworking people with limited incomes. An extra expense or setback, such as an unexpected medical bill or a car accident, may leave them unable to pay their bills. With their back against the wall, they become perfect targets for predatory lenders. Some of the most common forms of predatory lending include payday loans, car title loans, and predatory mortgage lending. Content Detail

    By:
    HUD.gov

The Courts and the Law (5)+

  • DUI (Driving Under the Influence) Laws

    This document is excerpted from An Introduction to Law in Georgia, Fourth Edition, published by the Carl Vinson Institute of Government, 1998 (updated 2004). The document describes DUI laws and penalties. Read More

    By:
    Carl Vinson Institute of Government, University of Georgia
    Read this in:
    Spanish / Español
  • Rights During Police Searches

    This document is an excerpted from An Introduction to Law in Georgia, Fourth Edition, published by the Carl Vinson Institute of Government, 1998 (updated 2004). This document describes: (1) Your rights against illegal searches and seizures, (2) The requirements for a search warrant, (3) The exceptions to the search warrant requirement, (4) Rules that apply when the police can do searches even though they don't have a suspicion that a crime has occurred, and (5) Rules on wiretapping (electronic eavesdropping). Read More

    By:
    Carl Vinson Institute of Government, University of Georgia
    Read this in:
    Spanish / Español
  • Traffic Court

    This document is excerpted from An Introduction to Law in Georgia, Fourth Edition, published by the Carl Vinson Institute of Government, 1998 (updated 2004). The document describes (1) The Process in Traffic Court, (2) When Can a Driver's License Be Taken Away, (3) Traffic Violations and Points in Georgia, (4) Felony Traffic Offenses Read More

    By:
    Carl Vinson Institute of Government, University of Georgia
    Read this in:
    Spanish / Español
  • Child Safety Seats

    It is far too easy for a child to die in a car crash. Children's bodies have little protection against the tremendous forces caused when cars collide, even at low speed. The safest way to protect children against being hurt is to transport them in a child safety seat in the rear seat of the car. This web site contains: (1) answers to common questions about child safety seats, (2) information on proper use of a child safety seat, and (3) a size and weight guide for child safety seats Content Detail

    By:
    Georgia Division of Public Health
  • Driving In Georgia

    These web pages provide an array of information about drivers licences, car titles, car taxes, disability parking permits and much much more. Content Detail

    By:
    Georgia.Gov

Auto Repair (2)+

  • Georgia Consumer's Guide to Automobile Repair

    Automobile repair problems can be frustrating, time consuming and sometimes very costly. Although all automobile repair problems cannot be eliminated, the following tips can help you avoid these problems by being prepared. Content Detail

    By:
    Governor's Office of Consumer Affairs
    Read this in:
    Spanish / Español
  • Repairs and Mechanics' Liens in Georgia

    This document discusses repairs and the mechanics' liens that a someone repairing your auto or home can can levy on the property they repaired. The document is excerpted from An Introduction to Law in Georgia, Fourth Edition, published by the Carl Vinson Institute of Government, 1998 (updated 2004). Read More

    By:
    Carl Vinson Institute of Government, University of Georgia
    Read this in:
    Spanish / Español