Georgia Consumer Law Help and Legal Aid

Georgia Consumer

You are a debtor if you have: 

  • borrowed money to buy a house or a car
  • used a credit card to purchase items OR
  • owe money for medical treatment or for a personal loan

Your creditor is the person or company that lent you money.  If you fall behind on your payment, your creditor might hire a collection agency to help collect the money from you.

As a debtor, you have both rights and responsibilities.

Interactive Guide

This guide will help you troubleshoot your consumer problems and find help in Georgia. The information in this guide is only for use in Georgia. More

Watch Our Videos

Watch online videos about garnishment and debt collection in Georgia

Find Help

Find help with your consumer debt problem, including help with Expenses, Housing Counseling, and Legal Help.

Fulton County Residents!

Visit the Self Help Center at the Fulton County State & Magistrate or call (404) 613-4116

  • Landlord/Tenant Attorney Counsultation
  • Legal Research & Reference Materials
  • Referral Services

Atlanta Area Residents!

If you have been sued about a debt or are worried about a debt

  • DeKalb Volunteer Lawyers Foundation hosts monthly free Debt Collection Clinics - visit for upcoming clinic dates

Atlanta Volunteer Lawyers Foundation

To apply call (404) 521-0790, Monday through Thursday from 9 am - 1 pm

Atlanta Legal Aid Society, Inc.

To apply call (404) 524-5811, Monday through Thursday from 9 am - 12 pm

The Georgia Law Center for the Homeless

To apply call (404) 681-0680, Monday, Tuesday or Thursday