Georgia

Fraud and Unfair Sales Practices

Know Your Rights

  • Are You about to Make an Important Purchse? Check out this Consumer Complaint Database First.

    Consumer complaints are listed here after the company responds or after they have had the complaint for 15 calendar days, whichever comes first. Content Detail

    By:
    Consumer Financial Protection Bureau
  • Learn about All the New Telephone Scams - Don't Become a Victim

    Crooks use clever schemes to defraud millions of people every year. They often combine sophisticated technology with age-old tricks to get people to send money or give out personal information. They add new twists to old schemes and pressure people to make important decisions on the spot. One thing that never changes: they follow the headlines — and the money. Stay a step ahead with the latest info and practical tips from the nation’s consumer protection agency. Browse FTC scam alerts by topic or by most recent. Content Detail

    By:
    Federal Trade Commission (FTC)
  • The Wrong Help Can Hurt - Beware of Immigration Scams

    Sometimes, people pretend to be “immigration experts” to deceive you and take your money. This is against the law. Content Detail

    By:
    US Immigration and Citizenship Services
    Read this in:
    Spanish / Español
  • Beware of Dishonest Immigration Consultants

    Recent immigrants who don't speak English fluently are easy prey for dishonest people who pretend to help them. This brochure, by the National Consumer Law Center helps you protect yourself against dishonest immigrant consultants. Content Detail

    By:
    National Consumer Law Center
    Read this in:
    Spanish / Español
    Korean / 한국어
    Russian / Pусский
    Vietnamese / Tiếng Việt
    Chinese / 中文
  • Consumer Complaints

    How and when to file a complaint with the Governor's Office of Consumer Affairs; includes complaint form. Content Detail

    By:
    Georgia.gov
  • Consumer Law: Legal Issues on the Internet

    The Internet has become ubiquitous in American life. It raises number of consumer-protection issues that can be addressed here. Content Detail

    By:
    American Bar Association
  • U.S. Consumer Product Safety Commission Web Site

    CPSC is an Independent Federal Regulatory Agency. CPSC works to save lives and keep families safe by reducing the risk of injuries and deaths associated with consumer products. We do this by: (1) developing voluntary standards with industry, (2) issuing and enforcing mandatory standards or banning consumer products if no feasible standard would adequately protect the public, (3) obtaining the recall of products or arranging for their repair, (4) conducting research on potential product hazards, (5) informing and educating consumers through the media, state and local governments, private organizations, and by responding to consumer inquiries. Content Detail

    By:
    U.S. Consumer Product Safety Commission
    Read this in:
    Spanish / Español
  • FTC Website - Investments

    This web site contains information about investments and investment scams to watch out for. Content Detail

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
  • Learn about Personal Finances and Using Credit

    This presentation was developed as part of the Law and Government Education Project in the Institute of Government at the University of Georgia. In partnership with the Law School and the Center for Teaching and Learning at UGA and the Law School at Mercer University, the Institute develops resources on basic areas of Georgia and federal law. These resources are then distributed across the state in a variety of ways including the State Bar of Georgia?s Pro Bono Project website. We hope you will find this presentation to be useful and informative. Please be advised, however, that this presentation is designed to provide general information only and does not substitute for legal advice. At the conclusion of the presentation you will find a list of organizations which may be able to provide assistance to those who have legal issues relevant to the topic of this presentation. We encourage viewers to contact these organizations for help. Also, please consult the Pro Bono Project website for a list of other presentations available for viewing. Content Detail

    By:
    Carl Vinson Institute of Government, University of Georgia
    Read this in:
    Spanish / Español
  • Predatory Lending

    Predatory lending is the practice of lenders targeting vulnerable individuals and convincing them to take loans with incredibly high interest rates and other abusive terms. Sometimes, the victims of predatory lending may have less than perfect credit, so they can?t get a standard loan. In other cases, they may actually be able to get a standard loan but are misled by the lender or broker into believing they can?t. They are often hardworking people with limited incomes. An extra expense or setback, such as an unexpected medical bill or a car accident, may leave them unable to pay their bills. With their back against the wall, they become perfect targets for predatory lenders. Some of the most common forms of predatory lending include payday loans, car title loans, and predatory mortgage lending. Content Detail

    By:
    HUD.gov
  • Product Liability

    Too often companies try to increase their profits at the expense of consumers. In the production of consumer products like cars, baby cribs, medications, and exercise equipment, manufacturers often "rush to market" for profits. Product safety is not always a priority. Manufacturers may choose cheaper, less safe designs for their products; may have inadequate quality control measures that allow defective products onto the market; or may fail to provide adequate instructions and warnings for the proper use of the product. Content Detail

    By:
    Barnes Law Group
  • Schemes to Cheat the Unwary Homeowner PDF

    If you are like most homeowners, your house is your most valuable investment. As a homeowner you have to be very careful to protect your investment or you may become the victim of schemes to steal your money, your equity, or even your house. This brochure will help you recognize equity theft and title conversion scams and avoid them. Content Detail

    By:
    Atlanta Legal Aid Society Inc
  • Securities and Business Regulation Division

    The Securities and Business Regulation Division of the Georgia Secretary of State's Office protects Georgians from investment, cemetery and pre-need funeral services/merchandise, charity and telemarketing fraud by registering and regulating: securities offerings, securities firms, securities salespeople, investment advisors, charities, charitable fundraisers, and cemeteries and pre-need funeral services/merchandise. Content Detail

    By:
    Georgia Secretary of State
  • Basic Consumer Law in Georgia: Warranties

    This document discusses warranties and basic consumer safety and protection laws and answers the following questions: What is a warranty? What is an implied warranty? What is a warranty of merchantability? What is a warranty of fitness? What is a warranty of title? How do you waive an implied warranty? What is an express warranty? What is the difference between a full warranty and a limited warranty? What to do if a warranty is broken? The document is excerpted from An Introduction to Law in Georgia, Fourth Edition, published by the Carl Vinson Institute of Government, 1998 (updated 2004). Read More

    By:
    Carl Vinson Institute of Government, University of Georgia
    Read this in:
    Spanish / Español
  • Be on the Alert against Fraud

    The FTC, the nation's consumer protection agency, works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and provides information to help consumers spot, stop and avoid them. Content Detail

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español