Georgia

Seniors' Housing Issues

Know Your Rights

  • History of Predatory Lending

    This is testimony of Atlanta Legal Aid's Bill Brennan, as one of the nation's experts on predatory lending, testifying at the Senate Special Committee outlining the problems of predatory lending and equity theft, how victims are targeted, and some historical perspective. Read More

    By:
    Atlanta Legal Aid Society Inc
  • Home Repairs: How to Avoid Getting Ripped Off by Home Repair Contractors

    Problems and disputes with contractors that do home repairs can be difficult to resolve. It is far better to plan ahead to avoid problems down the road. This document provides some tips you can use if you are concerned about making home repairs. Read More

    By:
    Atlanta Legal Aid Society Seniors Hotline
  • Protect Your Investment - Don't Let Predatory Lenders Take Your Home

    Senior citizens are an attractive target for unscrupulous mortgage lenders because they have a lot of equity in their homes after years of diligently paying off their mortgages, and they use that equity to finance home repairs, medical care and other needs. While these lenders may encourage seniors to use their hard-earned home equity to secure new loans - they will not tell seniors about the high fees, hidden payments or other disadvantageous loan terms that could lead to the loss of their homes. Content Detail

    By:
    National Consumer Law Center
  • Have You Lost Your Nursing Home Medically Needy Medicaid?

    The Nursing Home Medically Needy Medicaid Program is ending as of July 1, 2004. If you receive Medicaid coverage under this program and your income is higher than the state will allow under the regular nursing home Medicaid program you will lose your Medicaid coverage after June 30, 2004. However, there is a way you may be able to protect your Medicaid. You may be able to set up a Medicaid Irrevocable Qualified Income Trust. (This is sometimes called a "Miller Trust.") If you put some of your Social Security and/or pension check into this special trust each month, it will not count against you for Medicaid eligibility. If you do this, you should be able to continue to pay for your care as you do now and still get Medicaid. Read More

    By:
    Georgia Legal Services Program®
  • Predatory Mortgage Lending Abuses

    This document describes the different ways that mortgage lenders can trick homeowners into giving up their homes. Read More

    By:
    Atlanta Legal Aid Society Inc
  • Property Tax Relief for Seniors and Veterans with Disabilities

    Georgia law provides property tax and school tax benefits to senior citizens and to veterans with disabilities. Please be aware that this web page gives only a general description of the Georgia tax benefits. Your situation may be different enough so that the general rules will not apply. Read More

    By:
    Elder Law Committee of State Bar of Georgia
  • Consumer Fraud and Abuse Protection for Seniors

    People of all ages constantly purchase goods and services --- houses, cars, clothing, personal services, medical care, food, and so on. Being a knowledgeable consumer has a positive impact on one=s economic well-being. While most companies and businesses are legitimate, some are unscrupulous. It=s estimated that telemarketing fraud costs Americans $40 billion a year and Georgians about $500 million a year. In addition to telemarketing fraud, there are scams and swindles connected to home repairs, contests and sweepstakes, charity drives, investment offers, insurance, and health care. Many of these scams are targeted to older adults. In Georgia the Secretary of State=s office, the Governor=s Office of Consumer Affairs, and the Attorney General are coordinating resources to provide protection for Georgia consumers to stamp out telemarketing and other types of consumer fraud. Read More

    By:
    Georgia Department of Human Resources, Division of Aging Services
  • Housing Resources for Seniors

    This document contains lists of resources that are available in Georgia for older homeowners. Read More

    By:
    Georgia Department of Human Services
  • Pet Ownership for the Elderly and Disabled in Public Housing

    This brochure discusses the pet rules that apply to residents who live in public housing designated for use by the elderly or those with disabilities. A different set of rules apply to residents of general public housing project. These rules do not apply if you are a person with a disability. Read More

    By:
    Georgia Legal Services Program®
  • Tips for Consumers on Reverse Mortgages

    A reverse mortgage is a complex home loan for senior homeowners who have built up substantial equity in their property. In a reverse mortgage the lender loans you money based on the value of your home, the amount of equity you have in the home, and your age at the time of the loan application. Content Detail

    By:
    National Consumer Law Center
  • What is Elder Abuse?

    This brochure is aimed at providing information and resources for victims of elder abuse as well as defining laws pertaining to elder abuse, neglect, and exploitation. Read More

    By:
    Atlanta Legal Aid Society Inc