Buying a Home

Know Your Rights

• Brochures for the Home Buyer/OwnHome Program of the Georgia Department of Community Affairs

  Go to this web site to learn about the DCA's steps to becoming a homeowner and get brochures and workbooks (in English and Spanish) which you may download and print out in PDF format. Content Detail

  By:

  Georgia Department of Community Affairs (DCA)

• Buying vs. Renting a Home

  This web site helps you compare the advantages/disadvantages to buying a home versus renting one. You can view a Buy vs. Rent Comparison Chart, or a financial comparison of buying versus renting in the Buy vs. Rent Calculator. Content Detail

  By:

  Ginnie Mae

• Life Skills for Homeowners and Renters

  Whether you own your own home or rent a house or apartment, there are a number of things you need to know and do to protect yourself from things like eviction, foreclosure, or overpaying for services. This guide sets out a number of life skills that you need to keep in mind in your daily business. Read More

  By:

  Atlanta Legal Aid Society, Inc.

  Read this in:

  Spanish / Español

• Looking for the Best Mortgage

  Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage--whether it’s a home purchase, a refinancing, or a home equity loan--is a product, just like a car, so the price and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars. Skip to Content Detail

  By:

  Federal Reserve Board

  Read this in:

  Spanish / Español

• 100 Questions and Answers About Buying a New Home

  This web page from the web site of the Department of Housing and Urban Development, answers common questions about buying new homes. Content Detail

  By:

  U.S. Department of Housing and Urban Development

  Read this in:

  Spanish / Español

• Affordability Calculator: How Much Can You Spend to Buy a House?

  This web site allows you to calculate how much you can afford to spend on a home. Content Detail

  By:

  Ginnie Mae

• Basics of Borrowing and Credit in Georgia

  This document discusses the basic law relating to borrowing and credit. Read More

  By:

  Carl Vinson Institute of Government, University of Georgia

  Read this in:

  Spanish / Español

• Buying a Home

  This document describes the basic process for buying a home. Read More

  By:

  Carl Vinson Institute of Government, University of Georgia

  Read this in:

  Spanish / Español

• Consumer Handbook on Adjustable Rate Mortgages

  This brochure helps you to understand Adjustable Rate Mortgages. Content Detail

  By:

  Federal Reserve Board

  Read this in:

  Spanish / Español

• Georgia Fair Housing Law

  This document discusses a Georgia Fair Housing Law that prohibits discrimination in housing and housing-related activities because of a person's race, color, national origin, sex, familial status (children under 18), and disability. Content Detail

  By:

  Georgia Department of Community Affairs

  Read this in:

  Spanish / Español

• Ginnie Mae Homeownership Center

  This web site provides information about obtaining a mortgage and closing on a home. Content Detail

  By:

  Ginnie Mae

• Programs in the State of Georgia that make Homeownership Affordable

  The Georgia Department of Community Affairs' (DCA) Home Buyer & OwnHOME Loan Programs are available to qualified borrowers statewide who meet certain income restrictions and who are purchasing homes within certain purchase price restrictions. In addition, borrowers must have modest assets and the willingness to repay the loan. DCA's Steps to Becoming a Home Owner can help potential home buyers learn more about the home buying process. Content Detail

  By:

  Georgia Department of Community Affairs (DCA)

• Rural Housing Service Section 502 Program

  Section 502 loans are primarily used to help low-income individuals or households purchase homes in rural areas. Read More

  By:

  Georgia Legal Services Program®

• The Nehemiah Program

  The Nehemiah Program® exists to help people become homeowners. The Nehemiah Program® provides gift funds for down payment and closing costs to qualified buyers using an eligible loan program, such as FHA. Gift funds of 1% to 6% of the contract sales price can be requested, depending on the particular needs of the buyer. Content Detail

  By:

  The Nehemiah Program

• Basics of Obtaining Credit in Georgia

  This document discusses the basic law relating to borrowing and credit. Read More

  By:

  Carl Vinson Institute of Government, University of Georgia

  Read this in:

  Spanish / Español