Know Your Rights

  • Garnishment and Bankruptcy Basics in Georgia (Video)

    This video about Garnishment and Bankruptcy in Georgia was created for by Sharee Malcolm, a law student at Atlanta's John Marshall Law School. The video content is based on a community education brochure created by Georgia Legal Services Program, Inc. and prepared under the direction of Georgia Legal Services Program. This is legal information, not legal advice. If you have a legal problem, you should speak with a lawyer. Read More

  • Basic Debt Collection and Consumer Protection in Georgia

    This document describes the law relating to debt collection and basic consumer protection laws, answering the following questions: Why do you need to understand your contract before signing it? How can creditors collect debts? How can consumers protect themselves? The document is an excerpt from An Introduction to Law in Georgia, Fourth Edition, published by the Carl Vinson Institute of Government, 1998 (updated 2004). Read More

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    Spanish / Español
  • What You Need to Know about Garnishments and Bankruptcies PDF

    This brochure provides basic legal information about garnishments and bankruptcies in Georgia. Content Detail

  • Bankruptcy Pros and Cons

    Being in over your head financially is frightening. If you find yourself in this unhappy position, several kinds of help are available. Bankruptcy is one of the alternatives for financial distress. You need to examine the options available to you for dealing with your financial problems and decide which course of action is best for you. Content Detail

  • Bankruptcy - State Bar of Georgia Consumer Pamphlet

    This pamphlet contains answers to common questions about bankruptcy, including: (1) What is bankruptcy? (2) How do I get relief from my creditors? (3) What is a discharge and how do I get one. Content Detail

  • Is Bankruptcy Right for You?

    Life is not always smooth. Lots of unexpected events may cause financial problems in the most stable of families. A job loss, a family member's illness, a divorce - many events can push a family into the financial abyss and leave even the most financially conservative person drowning in debt. Most families in the U.S. today carry some debt. Late payment penalties and high interest rates can quickly drive up the outstanding balance on your credit cards. Read More

  • Your Legal Rights after Bankruptcy

    Bankruptcy is a choice that may help if you are facing serious financial problems. You may be able to cancel your debts, stop collection calls, and get a fresh financial start. Bankruptcy can help with some financial problems, but does not guarantee you will avoid financial problems in the future. Content Detail

  • The Reaffirmation Project Debtor Information Packet

    After you file bankruptcy, you can still choose to repay debts. This is known as debt reaffirmation. It can have some good impact on your credit rating Content Detail